Health Insurance
Licensed agents in Washington and Idaho
Want to know if you qualify for (APTC) Advanced Premium Tax Credit?
Working with an agent does not increase your costs
Work with someone who knows who you are and cares about your coverage.
Want to know if you qualify for (APTC) Advanced Premium Tax Credit?
Working with an agent does not increase your costs
Work with someone who knows who you are and cares about your coverage.
Medicare
Aging to 65?
On disability and now eligible for Medicare?
Need Help deciding to purchase a Medicare Supplemental or MedAdvantage Plan?
On disability and now eligible for Medicare?
Need Help deciding to purchase a Medicare Supplemental or MedAdvantage Plan?
Life Insurance
One of the most important things you can do for your family is insure their financial future.
When your family loses you - will they be able to continue the same lifestyle they are living now, or would they be financially devastated due to the loss of your income.
We recommend purchasing guaranteed renewable term life insurance for approximately 10 x your annual income.
With that lump sum it may be invested and the interest income earned be lived on for a period of time. This may allow your spouse or children to obtain a new job, go to school or just be able to grieve for a period of time before their starts over again.
We also recommend that you purchase enough coverage to be able to pay off current debt, mortgage amount, future college and wedding funds.
When your family loses you - will they be able to continue the same lifestyle they are living now, or would they be financially devastated due to the loss of your income.
We recommend purchasing guaranteed renewable term life insurance for approximately 10 x your annual income.
With that lump sum it may be invested and the interest income earned be lived on for a period of time. This may allow your spouse or children to obtain a new job, go to school or just be able to grieve for a period of time before their starts over again.
We also recommend that you purchase enough coverage to be able to pay off current debt, mortgage amount, future college and wedding funds.